Frequently Asked Questions about the PayDayMax Affiliate Program

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PayDayMax Program Questions

What is the PayDayMax Affiliate Program?
Who is PayDayMax?
Why should I join?
Does it cost me anything to become an affiliate?
I operate more than one website, can I still be an affiliate?
Can I be an affiliate if I operate my website outside of the United States?
How does the Program work?
How do I sign up?
Is my website eligible to become an affiliate?
What are PayDayMax’s responsibilities?
Can I participate in other affiliate programs?
How do I change my account information?
Will becoming an affiliate increase traffic to my site?
Does PayDayMax have a search policy?
I don't have a website. Can I still apply?
Can a customer apply for more than one payday loan?
Who processes applications and handles customer service?
I want to start promoting the PayDayMax products and services but I’m on a limited budget. What can I do to get started?

Setting up Links

How do I create links?
Where should I place the links on my site?
Can I place links in emails to my users?
How often should I update my links?

Tracking, Reporting, and Payment

How will you know that the application came from my site?
How often can I run reports?
My stats say I have a pending sale. What is a pending sale?
Does PayDayMax handle all of the transactions?
How much can I earn?
How do I know how much commission I've earned?
How often do I get paid?
Do I earn a commission on my own application?
Do I earn a commission on invalid / fraudulent applications?
When should I expect my commission check?
What do I earn when my visitors click through and are approved for a loan through PayDayMax?

Technical Questions

I want to have my own site, but I don’t know how to create one. Is there a template I can start with or someone I can hire to do this for me?
How do I place a banner on my webpage?
I don't want to use banners. How do I setup a text link?
I've heard about Pop-up and Pop-under (behind) pages. What are they? Do they work?
I’m using FrontPage to edit my website. When I add the banner code, all I see is the code. How do I get the banner to show and the link to work?
What are click-throughs?
What are impressions?
My stats say I have multiple banner click throughs and no text click throughs. I only use text links so what does this mean?

PROGRAM QUESTIONS

What is the PayDayMax Affiliate Program?: The PayDayMax affiliate program allows you to place links for PayDayMax on your website. By placing these links, visitors to your site have the opportunity to apply for a quick and easy way to get the cash they need for life’s unexpected expenses. For every visitor who submits a valid application and is approved, you will earn a commission.

Who is PayDayMax?: PayDayMax is a service that provides a convenient and reliable place for one of the best payday loan options on the internet. We specialize in fast, low fee payday loans that are approved quickly providing money to most applicants overnight.

Why should I join?: There are many reasons to join! Becoming an Affiliate is free, and you'll make money with very little effort. Our services offer great savings for first time applicants, Preferred Member Programs, and multiple choices on how the applicant can receive the funds requested. These services are sure to appeal to your visitors and add value to the content of your site. We take the customer application and handle all payments. All you do is cash the check!

Does it cost me anything to become an affiliate?: No! It's absolutely free to join our Affiliate Program. There is no charge to apply and there is no minimum sales requirement.

I operate more than one website, can I still be an affiliate?: Yes, you can have multiple sites as an Affiliate. You can have one Affiliate account with us that will include all of your sites. In addition you can track the progress of each of your sites separately and be paid with only one commission check.

Can I be an affiliate if I operate my website outside of the United States?: Yes, however, in order for you to receive a commission on approved PayDayMax commissions, the applicants must have valid United States shipping addresses.

How does the Program work?: An Affiliate Program allows you to make money by referring your site visitors to our site. You do this by placing links on your site. Every time you refer a customer to us and that customer submits a valid application and the customer is approved for a payday loan, you earn a commission.

How do I sign up?: It's easy! Complete our online application form. After you submit your application, we will email you with information on how to get started. Join Now!

Is my website eligible to become an affiliate?: Most sites will qualify to participate in the program. Anyone may join the program, but we reserve the right to revoke a site's membership at any time if we deem that it contains objectionable material or violates the Publisher Agreement.

What are PayDayMax’s responsibilities?: We will provide you with the promotional tools and support you need to maximize revenue through your site. We also handle the application process, shipping, and billing for all customers you refer to us.

Can I participate in other affiliate programs?: Yes, but we hope you will find your partnership with us to be the most effective in maximizing your revenues. PayDayMax will honor your visitors’ cookies for 30-days and we also have a competitive commission structure.

How do I change my account information?: This can be managed thru your Affiliate Program page, click here

Will becoming an affiliate increase traffic to my site?: Our Affiliate Program is not designed to help you increase traffic to your site; however, we will provide you with expert advice on how to motivate your users and increase your audience base.

Does PayDayMax have a search policy?: Advertising on search engines is allowed however, there are guidelines that must be followed, such as not bidding on branded terms or PayDayMax domains. After you have joined, please review the program guidelines.

I don't have a website. can I still apply?: Yes you can still apply, you do not need a website to join, you can use a hyperlink to a newsletter or ezine that directs the reader to the PayDayMax site. The cookie on the reader’s browser will contain your ID number. Within PayDayMax’s website, we have placed coding which reads that cookie and lets us know the visitor came from your site. For us to accept you as an Affiliate, we must be able to review your newsletter or ezine content.

Can a customer apply for more than one payday loan?: We do not allow our customers to have more than one open loan with us. However, we do accept loan applications from customers who have open loans with other cash advance companies.

Who processes applications and handles customer service?: PayDayMax handles all of that for the customers that you refer to our site. All you have to do is place links on your site. We do the rest!

I want to start promoting the PayDayMax products and services but I’m on a limited budget. What can I do to get started?

Becoming an affiliate does not require a large budget. Other possible media you can use to promote PayDayMax are:

Free classifieds
Placing a link on a flyer or newsletter
Creating an Ezine
Post to a newsgroups

SETTING UP LINKS

How do I create links?

To create links on your site, follow the steps below:

Log in to the Affiliate Program page
Go to the Creative section and determine the type of link you would like to promote
Copy the entire HTML code and paste it in your web page logic

Where should I place the links on my site?: You should place links where they are easy for your site visitors to find, such as your homepage. Some areas you may want to place your links include your home page, your navigation bar, and any other traffic areas. If you place the links in an easily accessible location on your site, your visitors will be more likely to click and apply.

Can I place links in emails to my users?: No, PayDayMax does not allow email marketing at this time.

How often should I update my links?: You should update links to our site frequently. We are constantly adding links so you should create new links that fit the interests of your visitors.

TRACKING, PAYMENT, AND REPORTING

How will you know that the application came from my site?: All links from your site to our site contain a unique identifier so that every time a user comes to us via your site, we know to credit you when an application is actually approved. This is only possible, though, when you create all of your links from the PayDayMax Affiliate Program page and are not altered.

How often can I run reports?: You can run reports daily if you wish. Log in to the Affiliate Program page and go to the Reporting section of the website. Transactions are updated daily with the latest information about your performance activity.

My stats say I have a pending sale. What is a pending sale?

A pending sale is a loan posted by the tracking system but not yet approved by PayDayMax. Reasons why sales may be pending include:

PayDayMax manually approves sales and the verification process is not complete
Sales are not approved until the money back guarantee time has passed
Sales are not approved until they are shipped

Does PayDayMax handle all of the transactions?: PayDayMax handles all transactions through their system.

How much can I earn?: There is no limit to how much you can earn. You will earn a commission for every approved application your site generates. Currently, with our program, one approved payday loan application will earn you $60.

How do I know how much commission I've earned?: You can track the commissions you have earned on a daily basis by logging into the PayDayMax Affiliate Program with your assigned ID and review the activity on your links. The PayDayMax data are updated daily.

How often do I get paid?: Checks are paid monthly, provided you reach the PayDayMax minimum. Review your Publisher Agreement for details.

Do I earn a commission on my own application?: Yes. When you apply for a payday loan through your website, you earn the same commission on your approved application that you would from a visitor approved application.

Do I earn a commission on invalid / fraudulent applications?: If a user submits an invalid or fraudulent application, you will not receive a commission.

When should I expect my commission check?: Publishers will receive payment for approved applications on a monthly basis for the commissionable transactions completed the previous month. Checks will be mailed through U.S.P.S. in U.S. denomination. Publisher must earn a minimum of $50 to receive a monthly check. Until the monthly minimum is reached, a check will not be mailed. Payment for any transactions deemed fraudulent and invalid will not be included in the monthly payment.

What do I earn when my visitors click through and are approved for a loan through PayDayMax?: For each PayDayMax customer that comes from your site and gets an approved loan, you earn a commission of $60.00.

TECHNICAL QUESTIONS

I want to have my own site, but I don’t know how to create one. Is there a template I can start with or someone I can hire to do this for me?

Most free webhosts offer templates for people who want to build a website themselves without spending a ton of money. You can do a search in your favorite search engine for "Free Webhosts" or "Website Templates".

To hire a designer to build a site for you, check these resources:

Your local yellow pages for web designers in your area
Do a search for a freelance web designer

How do I place a banner on my webpage?

First, gain access to your website. You'll do this either by using a program like WSFTP to log in to your site or by using a web-based program that allows you to access and make changes to your pages. If you're using a program like WSFTP to download your pages onto your hard drive, you can open them in Notepad or use a web-editor like Dreamweaver, Homesite or FrontPage.

All of these programs will give you two views. One will show you what the page will look like with colors and formatting when you upload it. If you've heard of the term WYSIWYG (wiss-ee-wig), it comes from this view. This is an acronym that stands for What You See Is What You Get. The other view will show you the HTML coding.

Using the WYSIWYG view, find the area where you'd like to add your banner. With most programs, you can paste the code in there. A little grey box will appear denoting the image. The banner won't show until you view it online.

If your program doesn't allow you to paste the code in the WYSIWYG area, you can try "marking" the spot with something like "zzz". Then go to the HTML view. Perform a search or use the find command on the new window to find the "zzz" you inserted. Paste your banner code over the "zzz" and go back to the WYSIWYG area.

When you’re finished, upload the updated page to your site. Test it to be sure the banner shows and the link to the PayDayMax site works.

I don't want to use banners. How do I setup a text link?: You can find text links in the PayDayMax Creative section. Copy the links provided and then place them in the desired locations within your website or online posting.

I've heard about Pop-up and Pop-under (behind) pages. What are they? Do they work?: Pop-up ads are ads that pop-up in front of the webpage being viewed. Pop-under (or behind) ads are ads that appear under the page being viewed. Both of these are very effective if you do them correctly. Both tend to take a shotgun approach with 100,000 ads or more sent out at once to get results.

I’m using FrontPage to edit my website. When I add the banner code, all I see is the code. How do I get the banner to show and the link to work?

An error may have occurred during the editing process. Follow the steps below and your banner will display and link to the PayDayMax page.

Copy the code to clipboard (CTRL+C).
Open page in Normal view, place your cursor where you would like the code inserted or the link to be displayed.
From the menu bar, choose Insert/Advanced/HTML which will open a new window called HTML Markup.
Paste the code (CTRL+V) into this window.
Click OK.

What are click-throughs?: A click-through is an action that happens when a prospect clicks on a banner or text link that leads them to PayDayMax. Your click–throughs are an important stat to know because they tell you the number of times that visitors clicked on your link to go to the PayDayMax site.

What are impressions?: An impression occurs when a page containing your affiliate code is viewed on your site or in your HTML email messages. Impressions are important because they tell you how many "chances" you had to create a banner click-through.

My stats say I have multiple banner click-throughs and no text click-throughs. I only use text links so what does this mean?

When you signed up, you were given two codes: A banner code and a text link code. The major difference between the two is in one simple letter.

Banner codes point to – b.asp. This tells the tracking system a banner was clicked on.
Text codes point to – t.asp. This tells the tracking system a text link was clicked on.

So if you used the URL found in the banner code as your text link, everything will still work fine. The software simply "thinks" the clicks are coming from a banner.

More questions?: Email pdmaffiliates@logicmarketing.com for additional questions or comments.